rutthenut
September 18th, 2003, 10:19 AM
I know the question has been asked before, about insurance costs for a Stratos replica, but I've just renewed mine and thought I'd post some current information.
Since getting my car on the road I have had it insured with Osborne & Sons. They have come up with a good price and a fair policy (for instance, they used to include non-competitive track cover and also do not require an immobiliser or alarm to be fitted).
The cover I have asked for is for limited mileage (3000 p.a.), car garaged in a 'safe' postcode area, for social domestic and pleasure only, fully comp for 40-year-old driver and spouse, both with clean licences (somehow) and no claims for many years. This is on my roadgoing HF3000.
For my latest renewal from Osbornes, the quote came in at £216, with optional legal cover at £15.95 extra, making £232 total.
I decided to get a couple of competitive quotes, just in case there were some better deals out there, so tried MSM Insurance and Adrian Flux. Both of these have on-line application forms on their web sites and both returned answers within 24 hours. In both cases I indicated what my renewal figure was quoted at.
MSM could only offer me a policy at £300, which is a bit high. I've a feeling that they prefer cars to have alarms and/or immobilisers, which could result in a noticeably different figure.
Flux came back with a provisional quote of £200, so beating what I was already offered. I didn't phone them for confirmation of the terms and prices though, preferring to stay with Osbornes for the small difference in price.
But before sending of my renewal, I called Osbornes to see if they could improve their offer, letting them know what Flux came up with. Glad to say, they dropped their 'booking fee' (or whatever it was described as) to come up with a figure of £201.
I guess that Osbornes are happier to keep up their volume of business, even if they don't make so much on an individual deal. I have used Flux in the past for insurance on other cars and found that they seem to be very keen on offering low figures or introductory terms for new policies, but these jump up at renewal time. That may perhaps have been bad timing with insurance costs, but that's the impression I got from them in the past.
So, renewal happily sent off to my existing insurers. No need to mess around with letters for proof of no-claims. No surprises with different policy definitions, or at least I hope not anyway!
Contact details for these insurance brokers are as follows:
Osborne & Sons, Sutton, Surrey 0208 388 6099
MSM Insurance - www.msminsurance.co.uk
Adrian Flux Insurance - www.adrianflux.co.uk
Any other comments on brokers, policies, costs and renewals?
Since getting my car on the road I have had it insured with Osborne & Sons. They have come up with a good price and a fair policy (for instance, they used to include non-competitive track cover and also do not require an immobiliser or alarm to be fitted).
The cover I have asked for is for limited mileage (3000 p.a.), car garaged in a 'safe' postcode area, for social domestic and pleasure only, fully comp for 40-year-old driver and spouse, both with clean licences (somehow) and no claims for many years. This is on my roadgoing HF3000.
For my latest renewal from Osbornes, the quote came in at £216, with optional legal cover at £15.95 extra, making £232 total.
I decided to get a couple of competitive quotes, just in case there were some better deals out there, so tried MSM Insurance and Adrian Flux. Both of these have on-line application forms on their web sites and both returned answers within 24 hours. In both cases I indicated what my renewal figure was quoted at.
MSM could only offer me a policy at £300, which is a bit high. I've a feeling that they prefer cars to have alarms and/or immobilisers, which could result in a noticeably different figure.
Flux came back with a provisional quote of £200, so beating what I was already offered. I didn't phone them for confirmation of the terms and prices though, preferring to stay with Osbornes for the small difference in price.
But before sending of my renewal, I called Osbornes to see if they could improve their offer, letting them know what Flux came up with. Glad to say, they dropped their 'booking fee' (or whatever it was described as) to come up with a figure of £201.
I guess that Osbornes are happier to keep up their volume of business, even if they don't make so much on an individual deal. I have used Flux in the past for insurance on other cars and found that they seem to be very keen on offering low figures or introductory terms for new policies, but these jump up at renewal time. That may perhaps have been bad timing with insurance costs, but that's the impression I got from them in the past.
So, renewal happily sent off to my existing insurers. No need to mess around with letters for proof of no-claims. No surprises with different policy definitions, or at least I hope not anyway!
Contact details for these insurance brokers are as follows:
Osborne & Sons, Sutton, Surrey 0208 388 6099
MSM Insurance - www.msminsurance.co.uk
Adrian Flux Insurance - www.adrianflux.co.uk
Any other comments on brokers, policies, costs and renewals?